Watch as Jennifer Pitt, Certified Fraud Examiner from Voice Against Fraud, explains the difference between identity theft, financial exploitation, and scams, as well as what you can do to avoid becoming a victim. Jennifer has close to two decades’ experience in helping seniors who have fallen victim to identity theft and various forms of financial fraud. Remember that if you need help with a trusted referral, advice or guidance, we’re here to help at NO COST to your family.
Category: Fraud Prevention
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Navigating Technology Safely: Tips for Seniors
In today’s digital age, staying safe while using your computer and tech products is essential. Whether you’re using a desktop PC, laptop, tablet, smartphone, or smart TV, using them with care is crucial to ensure a positive and secure experience. In this blog post, we’ll explore some key considerations for seniors regarding technology use.
Embracing Tech Interaction
The world of technology offers many opportunities, from online banking and social media to healthcare management and shopping. However, understanding and keeping up with these advancements can be challenging, especially as technology evolves rapidly. Fortunately, there’s help available to simplify this complex world.
Don’t hesitate to seek assistance if you are unsure about any tech-related topic or encounter issues. Make a list of questions or problems you’re facing, and reach out to reliable resources like AZ Senior Support for guidance.
Protecting Your Data
One of the most critical aspects of using technology is safeguarding your data. Over time, your computer accumulates valuable information, including photos, documents, medical records, etc. Losing this data due to a computer failure or a cyberattack can be devastating.
Discussing data backup options is crucial to prevent such unpleasant experiences. Professionals can help you set up secure methods to protect your precious digital assets.
Beware of Scammers
Unfortunately, scammers often target seniors, taking advantage of trust and goodwill. They use various tactics, such as posing as Medicare representatives or tech support agents from well-known companies like Microsoft.
To stay safe, remember this golden rule: Only communicate with people you know in person and trust via phone calls, texting, or email. Be cautious when dealing with unfamiliar voices on the other end of the line. If you suspect a scam, hang up, delete suspicious messages, or ignore emails. When in doubt, find the official contact information from your trusted sources rather than relying on internet searches.
Everyone Needs Help Sometimes
Even if you consider yourself tech-savvy, there may come a time when you encounter insurmountable issues. Remember that there’s always a solution, whether it’s a simple problem or a complex technical challenge.
AZ Senior Support offers fast and effective diagnosis and solutions to all your tech-related woes, ensuring you can confidently navigate the digital landscape.
Explore Online Resources
For additional support and information, be sure to visit AZ Senior Support’s website. They offer a helpful list of online resources to further enhance your technology skills and knowledge.
In conclusion, technology can greatly enrich our lives, but it’s essential to approach it cautiously and seek assistance when needed. With the right guidance and resources, you can enjoy the benefits of technology while staying safe and happy.
Top 14 Tips to Avoid Senior Scams
With countless senior scams doing the rounds, we would like to share 14 tips to avoid senior scams.
The amount of seniors who fall prey to senior scammers is staggering. A recent article from Options for Senior Living noted that in 2020, senior citizens lost more than $1 billion in senior scams. This massive amount underlines the need to be hypervigilant, so your senior loved one does not fall prey to financial fraudsters. Below, we break down 14 tips to avoid senior scams.
Health insurance scams
- Never give blanket permission to a medical provider to bill you for services rendered.
- Ask your medical providers directly what they will charge and what you will be expected to pay out-of-pocket.
- Call your insurance provider directly if you have questions about their services and benefits.
- Never do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
Medicare scams
5. Do not share your Medicare number with anyone except known and reputable healthcare providers and apply the same vigilance you would with your credit card numbers.
6. Be highly cautious of salespeople trying to sell you something they claim will be paid for by Medicare.
7. Regularly review your Medicare Summary Notices to be sure you have, in fact, received the services billed.
Telemarketing scams
8. Don’t buy from an unknown company. Learn more about reputable companies from the Better Business Bureau.
9. Always ask for written material about any offer or charity.
10. Obtain a salesperson’s name, business identity, telephone number, street address, mailing address, and business license number before you transact business.
Home repair or contractor fraud
11. Be an informed consumer. Take the time to call and shop around before making a purchase. Take a friend with you who may offer some perspective to help you make difficult decisions.
12. Carefully read all contracts and purchasing agreements before signing. Ensure that all of your requirements have been put in writing.
13. Make sure you understand all contract cancellation and refund terms.
14. Do not allow yourself to be pressured into making purchases, signing contracts, or committing funds.
What to do if you suspect financial abuse
Please don’t be afraid or embarrassed to talk about it with someone you trust. You are not alone; there are always people, organizations, and local agencies who can help. Keeping quiet may only worsen the problem and cause more seniors to fall victim to senior fraud. Keep handy the phone numbers and resources you can turn to, including the local police, your bank (if money has been taken from your accounts), and Adult Protective Services.